Why should you hire an Auto-Accident injury attorney?

Being involved or injured in an auto-accident brings along with itself injuries, traumas, and various other intangible issues and worries like who will pay for your damage, loss, and medical expenses, and whether your insurance provider offer you an accurate claim and many more.  In other words, auto-accidents pose financial and emotional, as well as physical stress on you.  So, if you are involved in a motor-vehicle accident and are considering filing a pursuit against the at-fault driver or want to file an insurance claim for your personal and property damage; it is always advisable and wise to hire the services of a skilled auto accident lawyer because:

  • Through their years of experience, an auto-accident lawyer, can deal precisely with settlement cases which includes: assessing your injuries, understanding the work process of insurance companies, deciding your accident claim, etc. Your attorney performs all these tasks orderly and skillfully to get you a higher settlement claim.
  • Auto-accident attorneys are well aware of the insurance companies’ work processes and intentions.  They can negotiate with these companies and the attorneys of at-fault drivers as well, to get you fair compensation for your claim and if necessary or required can represent your case in court. A fair settlement without a lawyer is not possible as insurance companies are intent on paying out the least possible for claims.
  • Most auto-accidents make the victims incapable of performing their daily activities and job responsibilities. So, they have to part with their regular income because of their incapability.  Trained lawyers fight for the victim’s rights and guide them through the whole legal process to get them the fairest claim possible.
  • Only motor-vehicle accident lawyers have a thorough understanding of all the legal processes and necessary documentations so they can gather and present the facts of a case which includes accident details, police reports, statements of the parties involved and other relevant proof as it is required in order to work out a fair settlement for you.
  • An expert auto-accident lawyer can earn you fair and square compensation for your personal injuries, property damage, hospital and medical expenses, lost wages, and various other expenses.
  • Most of auto-accident attorneys work on a contingency basis, which means that they will only get paid if you receive an insurance settlement.
  • Most accident injuries do not go to trial because insurance companies know that the cost of going to trial is always higher than settling with you. Moreover, there is every possibility that the jury will vote in your favor and award you a higher settlement which is more likely to occur with the help of an expert lawyer who is the only one that can use this option to bargain for a higher claim on your behalf.
  • The legal fee of an auto-accident attorney is only a percentage of what is obtained in the recovery of the claim.  So, any victim of an auto-accident injury can hire an attorney regardless of their minimal financial condition.
  • In your initial meeting with an auto-accident attorney you will receive help presenting an accurate and authentic statement to the insurance adjuster. This statement includes detailed information about the accident and how it has affected you.  Any loopholes, misstatements, or omitted information in the statement that you give to the insurance adjuster can be used against you in an effort to lower your claim.
  • Time limitations can lead to the termination of your claim. Lawyers are well aware of these time-limits and the procedures for filing your claim, so they will take the appropriate steps to preserve and shield your rights.
  • The amount of your claim is largely decided upon on the basis of medical opinions and the opinions of other experts. An auto-accident attorney can obtain the opinion of various other experts, such as occupational therapists, vocational consultants, and economists.  The attorney is then able to use the advice of these additional experts in the proof and valuation of claims for your decreased earning capacity and future treatment costs.

Contact the Law Office of Andrew S. Kasmer P.C., if you have been injured in an auto-accident and offered an unfair settlement by the insurance company.  Through their relentless efforts, our compassionate lawyers will help you get what you deserve.

Workers’ Compensation: Your Rights and Benefits

Workers’ Compensation law was formed to protect injured workers.  Prior to the institution of these laws, industry giants were not required to bear the costs for on the job injuries.  So, Workers’ Compensation laws were created to provide employees with rights to protect themselves in the event of an on the job accident.

As was the case 100 years ago, it is just as important for employees of today to know their rights should they be injured at work.  Failure to know and assert your rights in a timely manner could result in lost benefits, both medical and monetary.

What is Workers’ Compensation?

Workers’ Compensation is a state required insurance program that provides compensation, medical treatment, and other relief to workers who are injured at work.  Workers’ Compensation benefits are different from state to state because every state has its own set of laws and programs.

Which medical expenses covered under Worker’ Compensation?

Although each state has its own rules and regulations, workers’ compensation laws typically provide the following coverage:

  • Hospital and medical expenses required to diagnose and treat your injuries, which includes doctor visits, medication, and surgery.
  • Vocational Rehabilitation benefits, to include job placement, counselling, and retraining.  In certain instances, the various laws also cover education and training required to regain the necessary skills and abilities to return to work.
  • Wage loss in the form of monetary benefits that covers an injured worker’s lost wages while they are recovering from their injuries.
  • Permanency claims for a person whose injuries do not result in a 100% recovery, which is typically a monetary award paid as a result of an accident at work.  This permanency award can be paid in a lump sum or over a period of time depending on the circumstances of the case and the place of accident.
  • Death benefits may be provided to the relatives of an injured worker whose accident results in death.  The financially dependent relatives (spouse, child, parent, or sibling) of a deceased worker whose work-related injury resulted in death may be entitled to reco

Which conditions, injuries, and/or illnesses are covered under Workers Compensation Laws?

Employees may make a claim and receive benefits for the following injuries and illnesses, based upon the location of your accident, some or all of the following may result in benefits:

  • Injuries caused by an accident such as a slip, trip, or fall;
  • Injuries caused due to the overuse or misuse of instruments or machines over a long period of time (repetitive stress injuries or chronic pain from work-related exertion); and
  • Illnesses that gradually arise or result from work conditions (heart diseases, lung diseases, or stress-related problems).

Contact the Law Offices of Andrew S. Kasmer P.C., if you have been injured at work, whether or not your employer or their insurance company has paid or denied you benefits because our experienced, diligent, and compassionate attorneys and staff will help you obtain the maximum monetary award and benefits to which you are entitled to under the law.